How It Works

Auto Repayment
Dec, 23, 2014
This is the annual percentage rate which is useful only if you keep the loan for a period of a year. Our customers pay off their loans for a much shorter time typically 45 days which equates to a much lower interest rate.



First you need to fill our no-obligation 4-minute application from your desktop computer, laptop, or mobile device.

We only ask you for information we need to approve your loan. Your information is also secure as we use the latest technology in website encryption.

After you fill out our application, wait just a few minutes as we search our vast network of reputable lenders for the loan tailored to your needs.

If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan and discuss repayment and extension options. Should you accept these terms, you will have the funds deposited directly into your account within one business day

You must meet the following requirements to become eligible to receive loan funding

  •     Have been employed for at least 90 days or more.
  •     Age 18 or older, and a citizen or permanent resident of the United States.
  •     Income of at least $1,000/month after taxes.
  •     A valid checking account in your name.
  •     Home and work phone numbers.
  •     A valid email address.

Automatic Repayment

Your loan and loan fees will be automatically withdrawn from your checking account on the due date. You don’t need to do a thing!

Late Payments

The payday lenders in our network follow different policies regarding late payments. You should review and understand the late-payment policy specified in the lender's loan documents before appending your e-signature, as this constitutes a legal obligation to repay the loan. State laws regarding late-payment fees determine how much lenders can charge a delinquent borrower in penalties.

Loan Extensions

State law determines if your lender may grant a loan extension, also known as a "rollover." Some states allow multiple rollovers, while others forbid the practice entirely.

If you are late with your payment, a lender may charge additional fees and request immediate payment on the remaining balance. In the case of non-payment (loan default), you also may be subject to additional fees as described in the loan agreement, or allowed by law. Be prudent about calculating the time in which you can repay your loan. These loans are extremely convenient, but if not repaid, they can cause more distress than necessary.

Lenders who belong to the Community Financial Services Association of America (CFSA) are allowed to provide you with an extended payment plan only once in a 12-month period. For more information, see the CFSA Customer Bill of Rights.

Loan Default

Lenders within the network are determined to pursue collections of past-due accounts to the fullest extent allowed by law. Additional fees, or even criminal charges, may apply if you do not repay your loan.

If your lender belongs to the CFSA, you may be protected from criminal charges.



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